(Fin)Tech Mergers & Acquisitions and Investments
Are you looking to buy a fintech company, bank or explore fintech buying opportunities? Look no further.
Over the years, we have supported many M&A projects from the legal, operational and strategic side, handling contractual as well as due diligence processes.
In addition, our experts specialize in providing expert advisory services for mergers and acquisitions (M&A) in the fintech sector. Our extensive network and in-depth market knowledge ensure that you find the best deals and opportunities tailored to your needs.
Why M&A is a Great Go-To Market Strategy in FinTech and Banking?
How Our M&A and Investment Advisory Services Work?
Why choose us for M&A and FinTech Investments?
Rapid Market Expansion: M&A allows companies to enter new markets and geographic regions in a hassle-free way. By acquiring a fintech or bank, you gain immediate access to established customer bases, brand recognition, and local expertise.
Enhanced Capabilities: Through strategic acquisitions, companies can integrate innovative technologies, advanced financial products, and unique services that enhance their overall value proposition.
Competitive Edge: M&A provides a competitive edge by consolidating resources, reducing competition, and increasing market share. This strategic move positions your company as a market leader.
Synergy Realization: The combination of complementary strengths leads to operational efficiencies and cost savings. Synergies in technology, talent, and processes drive enhanced performance and profitability.
Innovation and Growth: Acquiring fintech startups or banks brings fresh ideas, cutting-edge technology, and innovative business models that fuel sustained growth and long-term success.
Consultation and Strategy: We begin with a comprehensive consultation to understand your business goals and requirements. Our team of experts will craft a customized M&A strategy that aligns with your investment or expansion objectives.
Market Research and Target Identification: Utilizing our extensive database and market insights, we identify potential targets that fit your criteria. Whether you're looking to buy a fintech, acquire a payment license, or purchase an EMI or PI license, we can help.
Due Diligence and Valuation: We conduct thorough due diligence and provide accurate valuations to ensure you make informed decisions. Our detailed analysis covers financial performance, market position, regulatory compliance, and more.
Negotiation and Deal Structuring: Our experienced negotiators work diligently to secure the best terms for you. We handle all aspects of deal structuring, from initial offers to final agreements, ensuring a smooth transaction process.
Post-Merger Integration: We offer post-merger integration support to help you seamlessly integrate the acquired entity into your existing operations, ensuring a culture fit, business fit and operational fit. Our goal is to maximize value and ensure long-term success.
Expertise in Fintech and Bank M&A: With years of experience and specialized knowledge in the fintech and banking sector, we provide unparalleled advisory services.
Extensive Network: Our broad network of industry contacts ensures access to exclusive opportunities and strategic partners.
Strategy First: The solution has to solve the problem. We ensure that the desired acquisition or investment would
Customized Solutions: We tailor our services to meet your unique needs and objectives, delivering personalized and effective solutions.
Confidentiality and Integrity: We prioritize your privacy and operate with the highest standards of integrity and professionalism.
Our Exclusive M&A Offers
German FinTech For Sale 🇩🇪
German Go-to-Market Opportunity including an award winning FinTech brand
We have been commissioned to sell a profitable German fintech that offers an excellent B2B2C customer base for companies interested in entering the market.
Our lucrative German Go-to-Market opportunity consists of a well known brand, a profitable German fintech start-up, a solid tech stack, a broker license, and a stellar B2B2C customer base.
This opportunity is perfect for companies eager to enter and thrive in the German market with little effort. Don't miss this chance to lower the entry barriers for the German market!
Contact us to learn more!
Dutch Payment Institution For Sale🇳🇱
A fully operational Dutch fintech with a coveted small payment license is now available for acquisition.
The Netherlands based payment company is perfect for those looking to expand their portfolio or make a bold entry into the European fintech scene, this rare opportunity offers a strategic asset ready to drive rapid innovation and growth. Eligible for a strategic Dutch or EU market entry strategy, this PayTech is exclusively available through Contextual Solutions.
Contact us today to discover how this acquisition can unlock unparalleled EU expansion potential. Don't worry, we'll support you every step of the way.
Contact us to learn more!
Custom M&A and Fintech Purchase Requests 🇪🇺🇹🇷🇬🇧
Contact us to discuss your M&A and investment strategy and to learn about our non-public fintech and bank sale offers in Europe, the UK and Turkey, potentially including a license.
German WealthTech Platform For Sale 🇩🇪
German Go-to-Market Opportunity including a web-based investment platform
The German state-of-the-art WealthTech platform we have designed and developed, including a unique algorithm for alternative investments, is now for sale.
This fintech purchase opportunity includes a fully developed, MVP ready, web-based platform that is ready to use in the German market. The market and user research for the platform as well as the marketing plan is also complete, making the platform go-to-market ready.
This opportunity is perfect for companies interested in entering the alternative investment space or diversifying the investment offers for their client base.
Contact us to learn more!
What to consider before investing in a FinTech or Bank?
Should you buy a FinTech, payment or bank license instead of applying for a license yourself?
Before diving into an M&A deal, it's crucial to consider the following factors to ensure a sound investment:
Regulatory Compliance: Understand the regulatory environment of the target company. Ensure they hold the necessary licenses, such as PI (Payment Institution) licenses or EMI (Electronic Money Institution) licenses, and comply with local and international regulations.
Financial Health: Conduct a thorough financial analysis to assess the profitability, revenue streams, debt levels, and overall financial health of the target company. This evaluation will help determine the true value and potential return on investment.
Market Position and Reputation: Evaluate the market position, brand reputation, and customer base of the target company. A strong market presence and positive reputation are indicators of future success.
Technology and Innovation: Assess the technology stack and innovation capabilities of the fintech or bank. Ensure their technological infrastructure is robust, scalable, and aligns with your strategic objectives.
Cultural Fit and Talent: Consider the cultural fit between your company and the target. Integration success often hinges on compatible corporate cultures and retaining key talent post-acquisition.
Applying for a bank or payment license in the EU can be cumbersome. In the past years, the waiting times and extensive due diligence requirements have made it harder for companies with limited in-house compliance expertise.
To circumvent some of the compliance requirements, some companies prefer to purchase payment institutions and banks with operational licenses. However, in practice, the purchase of the licensed company can take as long as a license application from scratch.
The lack of difference between a license application and a fintech purchase can be due to the following criteria:
Regulatory approval process of the purchase.
Additional compliance requirements requested from the buyer.
Unexpected bureaucracy has to be tackled due to the legacy process of the purchased company.
These factors depend on the buyer, the seller, and the main regulator, such as the European Central Bank or the national financial supervisory authority, who will approve the purchase.
Therefore, companies that need a banking or payment license for their business models should take the lead in carefully evaluating whether an M&A would present a shortcut for their business. They should assess the associated costs and requirements before making any investment decisions.
We understand the complexities and potential risks involved in this process. That's why we're here to help. Our strategic investment assessment is comprehensive, outlining the potential purchase costs and times for you in advance, to ensure you have all the necessary information to make informed decisions.