Fintech, Payments & Banking Consultancy

FinTech Idea Validation and Optimization

Whether you want to build another neobank, a unique alternative investment, or a RegTech idea from scratch, you need to validate your idea and findings to avoid "confirmation bias." Your partner or your best friend might have loved your vision, but have you been able to prove your concept using market insights, data, and feedback? We would be happy to help.

FinTech Market and User Research

Would you like to see if your assumptions were correct quickly? Or would you like to hear direct feedback from potential customers? Our FinTech consultancy would be happy to get the answers for or with your team, whether it's a simple benchmark, market scan, or user research project.

FinTech Business Model Consultancy

Your idea might work great on paper, but does it work financially? How many years will your FinTech startup need until you are profitable? Having unique insights into startup costs, BaaS and service provider fees, and development and marketing expenses, our FinTech consultancy can quickly portray a realistic (spreadsheet) picture. In addition, our payment and banking experts' business case and business plans will tackle potential monetization issues.

FinTech Product Conceptualization and Roadmap

One of the greatest joys of our FinTech consultants is to create a FinTech product concept from scratch, using some (digital or physical) ink and lots and lots of data. We manage and oversee the development of FinTech banking products for our clients that lack a sufficient tech team.

Bank Strategy Roadmap (PSD2 Compliant)

Your business analysts or Board members might be pushing you towards the metaverse, but is this the right strategy for your bank or institution? What trends are significant and will stay relevant for your organization? Our FinTech consultancy can cut through the noise, define customized strategies and prioritize projects for your organization.

FinTech Events

It's not all work and no play – our team also has lots of experience creating very successful virtual and physical FinTech events centered around quality talks, networking, brainstorming, and business opportunities.

Fintech M&A and Due Diligence

We offer M&A and (financial and legal) due diligence support for companies in financial services with our partners. So send us an e-mail if you want to get a pre-transaction check-up and learn more about a FinTech startup’s or bank’s investment readiness, product profitability, and market potential before making a decision.

Operational Concept and Resilience

How will your product work behind the scenes? Who will do what once the user clicks the "register" button? Our advisors' decades of banking operation insights will be helpful while creating the operational concept while managing the potential operational risks.

Investor Readiness

Is your startup ready for investment? What do VCs expect from you? Together with our partner FinTech VCs, we can prepare you for the tough questions potential investors might ask and coach you for your investment pitch.

Marketing and Content

For us, FinTech product development and FinTech marketing concepts go hand in hand – your marketing campaign and market launch strategies will be ready before your product is market ready. In addition, we provide thought leadership pieces and detailed analysis reports on demand. Check them out!

Bank, Payment, Financial Services or FinTech License Application

BaaS and PaaS partnerships are excellent strategies for assessing a business model in a new market. However, if getting a bank license is in the scope for ownership or growth reasons, we can help you get it or coordinate it for you in different markets.

Our Founder is a qualified lawyer in Turkey, and we have many law firm partners in Germany and continental Europe that we work with for bank and FinTech license applications.

Market Entry and Expansion

How to enter the German market? In which direction is the German FinTech market evolving? What are the main differences between the US and German consumers? What kind of banking and payment licenses exist in the European market? Is there a need for a FinTech license? What are the other attractive European markets for FinTech entrepreneurs? Is there a potential for FinTech companies in Turkey? Stop googling – we can help!

Sector Trends and FinTech Workshops

Would you like to understand the sector developments impacting the payments and banking ecosystem? Would you like to understand better how does FinTech works? Whether you are reaching out on behalf of a university, organization, or start-up we can simplify the developments and identify the relevant trends.

Regulatory Business Development

As a part of defining your organization's regulatory strategy, our FinTech consultants will evaluate whether you need any banking licenses or permits.        

Alternatively, we find and onboard BaaS and PSP partners for our clients, making the integration process easier and faster for your team. Contextual Solutions' FinTech lawyers and experts will steer your team towards the most financially and operationally efficient path.

BaaS, PaaS, White-label Banking Partnerships

A BaaS and PaaS partnership is a long-term commitment for FinTechs, and the partners have to be selected carefully. Even after finding the right BaaS partner (Solaris, OFX, SopraSteria, OpenPayd, etc.), FinTechs must prove their business models and market value before beıng accepted. Our team has been working with BaaS providers since day one in Germany and can navigate the partner filtering, application preparation, negotiation, and onboarding for you.